A Adhunik Computer InstituteFundamentals of Accounts Course
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Debit & Credit Concept

Debit/Credit da asli matlab — sirf 'paisa aaya/gaya' nahi, poora logic samjho.

06

Debit Da Meaning

Debit (Dr) account de left side nu kehnde han. Eh account type te depend karda hai ki Debit da matlab "vadhna" hai ya "ghatna".

Credit Da Meaning

Credit (Cr) account de right side nu kehnde han. Eh vi account type te depend karda hai.

⚠️ Debit/Credit Nu Sirf "Paisa Aaya/Gaya" Na Samjho!

Bahut students Debit ko "paisa aaya" te Credit ko "paisa gaya" samajh lainde han — eh galat hai! Eh sirf Cash/Bank account (Real Account) te hi apply hunda hai, baaki account types te ulta ya vakhra rule lagda hai.

Sahi tarika: Debit/Credit da matlab account de type (Personal, Real, Nominal) te te Golden Rule te depend karda hai — na ki sirf "paisa aaya ya gaya".

Account Increase/Decrease Kado Hunda Hai?

Account TypeDebit Hone NaalCredit Hone Naal
Assets (Real A/c)Vadhda hai (Increase)Ghatda hai (Decrease)
LiabilitiesGhatda hai (Decrease)Vadhda hai (Increase)
CapitalGhatda hai (Decrease)Vadhda hai (Increase)
Expenses/Losses (Nominal)Vadhda hai (Increase)Ghatda hai (Decrease)
Income/Gains (Nominal)Ghatda hai (Decrease)Vadhda hai (Increase)
📝 Example 1 — Asset

Institute ne ₹30,000 de computer khareede → Computer A/c Debit (Asset vadh reha hai).

📝 Example 2 — Liability

Institute ne bank loan da ₹10,000 wapas keeta → Bank Loan A/c Debit (Liability ghat rahi hai, "paisa gaya" nahi, sirf ghat rahi hai).

📝 Example 3 — Nominal (Income)

Institute nu student to ₹8,000 fees mili → Fees Income A/c Credit (Income vadh rahi hai — is vich paisa "aaya" hai, fir vi eh Credit hai, Debit nahi!).

💡 Yaad Rakho: Debit/Credit da matlab hamesha context (account type) te depend karda hai, ek hi fixed matlab nahi hunda.
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